Tag Archives: Financial Advisors

Episode 11 – How To Successfully Establish and Grow A Business



While many people dream of owning a business, making it a successful, profitable reality requires hard work and understanding. 

In this episode, Rick Dwyer discusses several ways you can establish and grow your business. He offers insight into the different ways you can structure operations, maximize profits, and minimize taxes.

In this episode, you will learn:

  • The types of corporate structures and entities you should consider when building your business  
  • How a buy-sell agreement can help business owners and their partners in case someone gets seriously ill or passes away 
  • Why you should consider revising the cost of remediation of your business
  • How Argallus Financial can help clients get their taxes as low as possible 
  • And more!

Tune in to discover how to successfully establish and grow a business!

Resources: (904) 800-7299 | Argallus Financial Group | Rick Dwyer | Profit First – Mike Michalowitz


Episode 10 – Financial Planning For Retirement 101



At some point in your life, you will need retirement income. But do you know how much you’ll need to live comfortably and where you should be getting it from?

In this episode, Rick Dwyer discusses and answers key questions about how pre-retirees can support themselves in retirement. 

In this episode, you will learn:

  • The role of a financial plan in determining the amount of money you need
  • How to establish the source of income for financial and retirement planning
  • The importance of planning for long-term care and healthcare in retirement 
  • The importance of legacy and wealth transfer planning 
  • And more!

Tune in to discover the different ways you can categorize your essential and non-essential expenses to plan them for retirement! 

Resources: Argallus Financial Group | (904) 800-7299 


Episode 9 – One Advisor’s Approach to Asset Management



While client asset management is a big part of being a financial advisor, every professional has a different way of handling them. 

In this episode, Rick Dwyer discusses how Argallus Financial Group manages their clients’ asset management and what approach the firm takes to the managed money process. 

In this episode, you will learn:

  • What assets under management (AUM) are, and how the Argallus Financial Group team can help you manage them 
  • Strategies the firm uses to help clients decide how much risk they can tolerate
  • The benefits of buying individual stocks instead of mutual funds or ETFs
  • How to manage client’s expectations in a “fantastic gain” scenario 
  • And more!

Tune in and learn how this team can get your asset management process started! 

Resources: Argallus Financial Group | (904) 800-7299


Episode 8 – You Can Be Debt-Free



For so many Americans, “debt-free” may seem like a dream that’s just a little bit out of reach. But it doesn’t have to be. 

In this episode, Rick Dwyer discusses strategies to reduce and eliminate your debt in order to become debt-free. Rick shares his insight about different types of loans and steps you can take in order to dramatically reduce interest payments. 

In this episode, you will learn:

  • The difference between closed and open-end loans
  • Multiple strategies to reduce your interest costs across different types of loans
  • The single most important strategy to become debt-free
  • And more!

Tune in to learn how to become debt-free!

Resources: Argallus Financial Group | Rick Dwyer | (904) 800-7299


Episode 7 – A Deep Dive into Insurance Adjusting – with Guest Mark Goldwich



Gold Star Adjusters knows the insurance game inside and out—and they have your best interest in mind.

In this episode, Rick Dwyer is joined by the company’s president and CEO, Mark Goldwich, who explains the role of Gold Star Adjusters when it comes to presenting a claim to achieve the maximum settlement for a loss. 

In this episode, you will learn:

  • Mark Goldwich’s experience as a policyholder professional 
  • How to spot an insurance company adjuster 
  • Why it is important to verify the license of a public insurance adjuster  
  • Mark’s Veteran Claim Victory non-profit organization and its ties to the insurance business  
  • And more!

Tune in as Mark discusses how his firm prepares and negotiates your claims with your best interests in mind! 

Resources: Argallus Financial Group | (904) 800-7299 | Mark Goldwich | Gold Star Adjusters | Veterans Claim Victory 


Episode 6 – What to Do with an Unwanted Life Insurance Policy – with Guest Lisa Rehburg



Did you know that there are many ways you can benefit from an unwanted life insurance policy? 

In this episode, Rick Dwyer and guest, Lisa Rehburg, discuss several options you can consider before dropping or letting an unwanted life insurance policy expire.

In this episode, you will learn:

  • What a life insurance settlement is
  • The difference between a term and permanent policy 
  • The three factors that determine a policy payment 
  • Solutions for when you don’t want or need a policy 
  • And more!

Tune in as Rick and Lisa highlight how a policy can change depending on an individual’s life expectancy! 

Resources: Argallus Financial Group | Rick Dwyer | Lisa Rehburg | Rehburg Life Settlements


Episode 5 – A Discussion of All Things Taxes



While “taxes” is certainly a small word, it’s no secret that it carries huge and very important implications. 

Rick Dwyer clarifies many financial and retirement issues involving taxes, and shares his insight on how to maneuver the tax conversation when speaking with your advisor. 

In this episode, you will learn:

  • How to discover whether you are paying too much or too little in taxes 
  • The role of the government when it comes to taxes 
  • How a qualified plan can help you in retirement 
  • The difference between tax planning and tax preparation 
  • And more!

Tune in as Rick discusses different techniques and tools you can use to minimize your taxes! 

Resources: Argallus Financial Group | (904) 800-7299 | Rick Dwyer 


Episode 4 – Life Insurance as a Powerful Financial Tool



Most people undoubtedly think that life insurance is only useful for when they pass away. But did you know that life insurance can be utilized as an accumulation vehicle?

In this episode, Rick Dwyer clarifies why life insurance is often a misunderstood financial tool and shares some of the ways you can maximize its use.  

In this episode, you will learn:

  • The various uses of life insurance
  • How life insurance can protect you when it comes to chronic illnesses 
  • Who should consider life insurance 
  • How to use life insurance when it comes to estate planning 
  • And more!

Tune in to learn how life insurance can protect you holistically!  

Resources: Argallus Financial Group: (904) 800-7299 | Rick Dwyer 

 


Episode 3 – Everything You Need to Know About Investment Risk Management



When it comes to your investment portfolio, risk assessment is important in determining your level of risk, and ensuring it aligns with your goals.

In this episode of Life Planned Differently, Rick Dwyer explains everything you need to know about financial risk to help you determine your risk level and risk tolerance within your portfolio. 

In this episode, you will learn:

  • What investment risk is and why it needs to be handled properly
  • How Argallus Financial Group helps you manage risk in your portfolio
  • How risk tolerance changes over time
  • What’s the role of volatility in risk levels 
  • And more!

Tune in to learn about risk assessment and why it’s important!

Resources: Argallus Financial Group


Episode 2 – A Well-Defined Seven-Step Client Experience



In financial planning, a personalized process is important for clients to meet their goals. At Argallus Financial Group, each client gets a personalized seven-step process that aims to balance and structure wealth.

In this episode of Life Planned Differently, Rick Dwyer explains each of the stages that take place from organizing your goals to retiring. 

In this episode, you will learn:

  • What a discovery meeting with Argallus Financial Group looks like
  • The benefits of each step in the process
  • How the discovery process can help you with healthcare costs in retirement 
  • The difference between planning for males and females
  • And more!

Tune in to hear the process of planning at Argallus Financial Group!

Resources:  Argallus Financial Group